Quick and Dependable Baltimore, MD Fix-and-Flip Loans

Loop Whole Funding specializes in fast and reliable Baltimore, MD fix-and-flip loans designed for purchasing and renovating investment properties in and around Baltimore, MD. With our high leverage options of up to 100% LTC and 80% ARV, you can access the financial support needed to act swiftly and maximize your returns in the Baltimore, MD market.

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Baltimore Fix and Flip Insight

The Baltimore housing market offers more affordable entry prices than many East Coast cities, while still seeing steady demand from local buyers and renters. According to recent Redfin data, the median home sale price in Baltimore was around $240,000 in October 2025, up nearly nine percent year over year, with homes selling in roughly seven weeks on average.

On the rental side, Zillow Rentals reports that as of November 2025, the average rent across all property types in Baltimore is about $1,650 per month. RentCafe data shows that roughly 51 to 52 percent of households are renters, which highlights how important updated rental units are to the local housing market.

For investors, this combination of moderate purchase prices, rising values, and solid rental demand creates a compelling environment for fix and flip projects. With the right financing and rehab plan, distressed or dated properties can be turned into profitable flips or held as long term rentals once the work is complete.

Affordable Entry Prices With Growth

Redfin reports that in October 2025, the median sale price in Baltimore was about $240,000, with prices up nearly nine percent year over year. These lower entry costs, compared with larger coastal markets, allow fix and flip investors to purchase and renovate properties while still leaving room for equity and profit at resale.

Strong Rental Income Potential

Late 2025 rental reports show average Baltimore rents near $1,650 per month, which supports solid cash flow for updated units. If market conditions change, a completed fix and flip in Baltimore can often pivot to a profitable rental or BRRRR style strategy rather than an immediate resale:

  • Buy a distressed or underpriced Baltimore property.
  • Rehab the home to add value and modern finishes.
  • Rent the property at competitive Baltimore market rates.
  • Refinance based on the higher value and improved cash flow.
  • Repeat the process with recycled capital on the next project.

Majority Renter City

Recent housing indicators show that roughly 51 to 52 percent of households in Baltimore are renter occupied. This renter heavy profile creates ongoing demand for modern, well located units. Fix and flip investors who improve older housing stock can tap into this large renter base and keep multiple exit options open when each project is complete.

Benefits of

Buying in Today’s Baltimore, MD Market

Lower Prices: Take advantage of price corrections in and around Baltimore, MD to secure properties below peak values.
Reduced Competition: Enjoy less competition from other investors, allowing for better negotiation on Baltimore, MD deals.
Low Interest Rates: Benefit from affordable financing that lowers your monthly payments on Baltimore, MD investment properties.
Value-Add Opportunities: Acquire properties in Baltimore, MD that need repairs at a discount and create added value through renovations.
Long-Term Appreciation: Position yourself for future growth as the Baltimore, MD market recovers.
Negotiation Leverage: Sellers in and around Baltimore, MD may be more willing to negotiate on price and terms.
Tax Advantages: Take advantage of financial benefits such as mortgage interest deductions and other investor-friendly tax strategies.


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highlights

Fix and Flip Rates & Terms

Loop Whole Funding calculates financing terms based on the property, not just the borrower, so you can move forward with confidence on your Baltimore, MD projects.

Rates

Up to 100%

of rehab costs (rolled into the loan) for qualifying Baltimore, MD properties

Fast Closings

as fast as 10-14 days on Baltimore, MD fix-and-flip deals

12–24 month terms

with interest-only payments tailored to Baltimore, MD investors

No income verification

property qualifies on its own so you can focus on deals in Baltimore, MD

If you are ready to get the process started on a Baltimore, MD fix-and-flip loan, just apply online:

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Know what's next

Our Loan Process

We make things easy with our simple 3-step loan process. Start with our easy online application to get the process started on your Baltimore, MD fix-and-flip project. You can also contact us directly and we will go over it over the phone.

ONLINE APPLICATION CONTACT US
1

Start a Loan Application

Complete our secure online loan application and upload all the needed documents to get pre-qualified for your Baltimore, MD fix-and-flip loan.



2

We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours for qualifying Baltimore, MD properties.

3

Receive funding

Choose the program that fits you best and receive funding within 48 hours so you can move quickly on your Baltimore, MD project.

why choose us?

It's Simple

We have the best and most affordable options to help you grow your business. Our mission is to help small businesses across Baltimore, MD, the U.S and Canada. We are proud of our personal service, where you consult with your own dedicated Funding Manager who will assist you every step of the way.

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Easy Application

Minimal Paperwork Required for Baltimore, MD Applications

Faster Process

Approvals in 24 Hours, Funding in Days

Bad Credit? That's OK

We Consider More Than Just Credit for Baltimore, MD Investors

Key neighborhoods in Baltimore, MD

Popular Baltimore Areas For Fix and Flip Investors

Baltimore offers a mix of historic brick rowhouses, classic tree lined streets, and active waterfront districts along the Inner Harbor. Neighborhoods such as Canton, Federal Hill, Hampden, Locust Point, Mount Vernon, and Fells Point continue to attract buyers and renters in 2025. Nearby areas like Harbor East and Brewers Hill add new construction, restaurants, and mixed use projects to the city landscape.

Many of these neighborhoods combine steady demand for renovated homes with a large stock of older housing that still needs updates. That creates opportunity for fix and flip investors who can acquire dated rowhouses and small multifamily properties, complete targeted upgrades, and bring modern finished homes to market at competitive price points.

Waterfront and Harbor Districts

Canton, Locust Point, Fells Point, and Harbor East offer a walkable waterfront lifestyle, easy access to the Inner Harbor, and a strong mix of rowhomes, condos, and townhomes. Renovated properties in these locations can command premium resale prices once work is complete, which is ideal for well planned fix and flip projects.

Historic Rowhouse Districts

Federal Hill, Mount Vernon, and Bolton Hill mix historic architecture with downtown access and strong demand from professionals, medical staff, and students. Investors often target older rowhouses in these neighborhoods, complete full cosmetic rehabs, and resell to buyers who want modern interiors with classic Baltimore character.

High Demand Rental Corridors

Hampden, Brewers Hill, and Charles Village continue to draw renters who want walkable streets, local shops, and neighborhood amenities. Completed fix and flip projects in these areas can be sold to owner occupants or held as rentals in a BRRRR style strategy, giving investors multiple exit options in the Baltimore market.